We all have those budgeting apps that drive us crazy, tracking each cost and scraping every cent into our savings. What’s the end game?
Contextualizing your money can feel straightforward, but it’s more than wanting to see the numbers rise in your bank account. It’s time to dream big with your money.
With a positive attitude and a bit of effort, you can achieve your financial goals and live the life you've always dreamed of! It’s all about inviting money into your life—with your attitude and with your actions.
Make a Budget: Yes, it’s a clear first step. Write down your income and expenses, and then brainstorm ways to allocate your money towards your goals. A budget isn’t the last step of augmenting your money - it’s the first. Knowing what you’re already bringing in and spending is a crucial piece of the puzzle to being financially aware and knowing what you need to achieve your goals.
Invest in Yourself: You are your own number one tool for making your dreams happen, after all! It's important to take care of yourself and invest in your own happiness. Take a class on a subject that interests you, or treat yourself to a spa day. Not only will it make you feel good, but it can also lead to better job opportunities, and more importantly: when you’re investing in yourself, the world wants to “invest” in you as well.
Set Goals: And reach them! Saving for the future can seem daunting, but it's important to remember that it's all for your own benefit! Set a goal for yourself, like saving for a trip or buying a new car, and make a plan to reach it. You'll be surprised at how satisfying it is to see your savings grow over time. And starting small is a great way to ensure that you’re building good skills for bigger goals in the future.
Dream Big: The most important thing of all is to never stop dreaming big. Think about what you really want out of life and make a plan to achieve it. Whether it's traveling the world, starting your own business, or buying your dream home, anything is possible with a little bit of effort, scrappiness, and positivity.
In conclusion, managing your money can be a fun and rewarding experience if you approach it with the right mindset. By making a budget, finding ways to save, boosting your income, investing in yourself, planning for the future, and dreaming big, you can achieve anything you set your mind to. Remember to have fun along the way and enjoy the journey!
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Written by Jordan McAndrew